• I worked full-time in the UK, but I couldn't afford to move out at 28.
• I quit and moved to Thailand to become a freelance writer.
• I earn slightly less now, but my lower cost of living means I can afford my own place.

My stable job in the UK allowed me to save, but rental prices in my area would have taken up a huge portion of my income. Each month, I withdrew from my savings as everyday expenses became luxuries. I still had bills to pay, such as car finance, insurance, gas, phone, and a contribution to my parents' mortgage.

I couldn't move out of my parents' house at 28. My goal was to buy my own place, but this was unrealistic. Renting was just as high as a monthly mortgage payment. Saving for a down payment while renting in the UK was impossible on a single average salary.

Even though I was employed, I couldn't afford the life I wanted. I felt like I was surviving, not living. I was craving financial freedom and independence, but the UK couldn't offer them.

Two years prior, I had traveled around Thailand and fallen in love with the food, the pace of life, and the value for money. It was a country that had always been on my mind, and eventually I reached a point where I couldn't live comfortably in the UK anymore. I felt financially stuck and embarrassed that I was still living with my parents.

The only way out was to quit my job, become a freelancer, and relocate to Bangkok — a city filled with opportunity where housing costs half as much as in the UK.

Staying in the UK no longer felt sustainable

For months, I was figuring out what to do. I could spend years trying to catch up, or I could change my environment and live a more affordable lifestyle.

After researching Thailand and reminiscing about my travels there, I realized it was the perfect country to start my own business as a freelance writer.

While I was backpacking there previously, I ate freshly cooked meals for as little as $1. I looked into rental listings in Bangkok, and I was shocked. A modern one-bedroom condominium with a gym and swimming pool costs as little as $400 a month.

In comparison, the average rent in my area of the UK was around $1,200 — more than a third of my monthly salary before bills. In Bangkok, I could pay half that and have more space and amenities.

I had been building a freelance writing business alongside my 9 to 5 job to create freedom to live in Thailand. By the time I decided to leave, I had one client secured. It didn't guarantee stability, but there was no positive future for me in the UK.

Last June, I handed in my notice and booked a one-way flight to Bangkok. Within a month, I said my goodbyes, packed up my life, and left the UK behind.

My life in Thailand costs less, I get more, and I'm happier

Moving to a new country alone and starting my own business was terrifying, but I knew it would eventually give me the financial independence I couldn't find in the UK.

Now that I'm my own boss, I still work hard. But the difference is that I'm building something for myself. In the eight months I've lived in Bangkok, my client base has grown. I earn slightly less, but my money stretches further.

I rent my own condominium for $500 a month, which includes a swimming pool, a gym, and a coworking space. My electricity bill is $40 a month, and water costs just $2.

Things that once felt like luxury in the UK are now part of my everyday life. I buy fresh fruit from local markets. I pay $6 an hour for a weekly cleaner. I don't cook; I eat out every day without calculating whether I should skip it to save money.

Getting around is affordable, too. I no longer own a car. A train journey costs around $1, and bike rental rides start at $1.

Since moving to Thailand, I've embraced what the Thais call "sabai sabai" — a stress-free way of life. For the first time in years, I feel fulfilled, financially free, and happy.